New Year’s Day 2026: Are banks, grocery stores, and restaurants open?

New Year's Day, which falls on Thursday, January 1, 2026, is a federal holiday that affects various services and businesses. Many government offices, including Social Security offices and local administrative buildings, will be closed on this day. The U.S. Postal Service will also be closed, and there will be no regular mail delivery. Major bank branches, such as Chase, Bank of America, and Wells Fargo, will not open their doors on New Year's Day, but ATMs and mobile apps will still be available. Some stores, like Costco, will be closed, while others, like Walmart and Home Depot, will operate under normal or reduced hours. Groceries and pharmacies will generally be open, although some pharmacy counters may close earlier than the main store. Many restaurants and fast-food chains will be open, although individual locations may adjust their hours. The New York Stock Exchange and Nasdaq will be closed on New Year's Day, and public and private schools will also be closed. Public transportation, including airports, Amtrak, and major transit systems, will generally run on holiday or Sunday schedules, and movie theaters will be open, screening films throughout the day. Overall, it's a good idea to check ahead of time to confirm the hours of specific businesses and services, as they may vary.